An LRBA (Limited Recourse Borrowing Arrangement) allows an SMSF to borrow to purchase property, with the lender’s recourse limited to that asset only. Borrowing power is typically lower than personal lending and depends on the SMSF balance, income, and cash buffers.

Yes. An SMSF can purchase either brand-new or established property, provided it meets superannuation rules and is used solely for investment purposes. The suitability depends on cash flow, long-term strategy, and lender requirements.

Most lenders and advisers recommend maintaining a cash buffer of at least 6–12 months of loan repayments and property expenses inside the SMSF to manage vacancies, rate changes, and unexpected costs.

We use local rental data, comparable properties, and conservative vacancy assumptions to model realistic net yields rather than best-case scenarios.

All fees are disclosed upfront before proceeding. There are no hidden costs, and you’ll receive a clear breakdown so you can assess the total impact before making a decision.